Who We Are

The Coalition


matt posner

Matt has spent the last 15 years analyzing the intersection of public policy, financial markets and state and local governments. Prior to the Impact Coalition, Matt was Head of Market Strategy for a venture-backed start-up aiming to modernize public finance through technological advances, called Neighborly. During his tenure there, the firm successfully raised a Series A round and started an asset-management firm with a focus on socially responsible investing. It was during this time that Matt dove into the impact space and realized its true potential to help make positive community changes around the world. 

Prior to Neighborly, Matt started a consulting and research firm, Court Street Group, which provides weekly analysis of public finance along with several municipal bond market veterans. He is an Advisor to that company and writes for them. He began his career writing about Nuclear Energy and was a Managing Director at a boutique public finance research firm, Municipal Market Advisors. 

Matt has testified before the U.S. Senate Committee on Finance on infrastructure finance problems facing the country and spent years educating staff in the U.S. House of Representatives, the U.S. Senate, the U.S. Treasury Department and the Securities and Exchange Commission, among others, on public policy and market implications. Matt has been quoted on his views and published in the Wall Street Journal, the New York Times, Bloomberg News, The Bond Buyer, the Municipal Finance Journal, and the Government Finance Officers Association’s Government Finance Review, among others. 

Matt spent most of his childhood abroad in Senegal, The Gambia, Bolivia and Peru. He is a graduate of Georgetown University with degrees in Government and History.


barnaby ferrero

Barnaby has previously built an impact-ranking marketing platform for consumer-facing companies. After starting his career as a trader at Morgan Stanley, he moved into investment management at Atlas Capital followed by launching Symmetry Global, a systematic quantitative hedge fund. He has a pure maths degree from Edinburgh University, an MBA from IE business school and attended Singularity University’s Graduate Program at NASA.


Will Macpherson

Will is a FinTech entrepreneur, product specialist and expert in the field of municipal finance. Since 2015 he has been head of the Municipal Finance group at Ipreo, a leading technology firm in the global capital markets, where he specializes in product innovation. Will is responsible for Ipreo’s Gameday product, which successfully provided much-needed transparency and data access to municipal issuers and their advisors when accessing the capital markets.

Prior to Ipreo, Will spent almost a decade in the Municipal Finance department at Goldman Sachs, predominantly as an underwriter--managing structure, market, price and placement strategies for municipal bond sales in the capital markets. While an underwriter, Will also specialized in systems development and design to improve efficiency in and bring clarity to the primary-market transaction process.

Will holds a B.A. in Mathematics & Computer Science from Colby College, and a B.E. & Masters of Engineering Management from Dartmouth College.


Matt Hodgson

Matt is an experienced engineer with an insatiable desire to design and build amazing products. Matt currently serves as the technical architect for new municipal initiative at Ipreo. Previous to Ipreo, Matt served as the CTO of a number of companies, including Boundless, a digital learning company acquired by Valore, TurningArt, a service that makes art more accessible to everyday people, and YouCastr, a streaming video platform for high schools.

Along the way Matt also developed the core products and technology for many startups, including video processing and transcoding infrastructure for 3 Play Media, motion capture and analysis software for Equusys, a live trading market for StarStreet (acquired by Draft Kings), and a video streaming and recording platform for Take The Interview.

Matt holds a B.A. in Physics from Ithaca College, a B.E. and Masters of Engineering Management from Dartmouth College, and serves on the board of the Dartmouth Boston Entrepreneur Network.

jane-campbell (1).jpg

jane campbell

Jane has spent decades in public service in a variety of roles, on the local, state and federal level. Before serving in her current positions as Director of the Washington, D.C., office of the National Development Council (NDC) and President of Women Impacting Public Policy (WIPP), she was the first woman Mayor of Cleveland, President of the National Conference of State Legislatures, and Governing Magazine named her 2000’s Public Official of the Year, while she was County Commissioner for Ohio’s largest county.

From 2012-2014, Jane served as the Staff Director of the Senate Committee on Small Business and Entrepreneurship, first serving Sen. Mary Landrieu and continuing under Sen. Maria Cantwell as Staff Director and then Senior Advisor, where she led the Committee’s work on access to capital and womens' entrepreneurship. As Staff Director, Jane directed policy to support small businesses’ access to capital, federal contracting opportunities, business counseling, and engagement in international trade. From 2009-2013, she served as Sen. Mary Landrieu’s Chief of Staff, leading efforts to recover from both Hurricane Katrina and the Gulf oil spill, and serving as her key healthcare advisor.

In her current role as the Director of the Washington office of the NDC, Jane brings the expertise of NDC’s 40 years of experience working to bring capital to underserved communities—both urban and rural—into the federal public policy debate. NDC works in more than 100 communities across America building public facilities and creating commercial redevelopment, low-income housing, all through public-private partnerships and creative use of federal, state and local financing tools.

In 2016, Women Impacting Public Policy partnered with the NDC to provide support for WIPP’s coalition activities. In her role as Director of the NDC Washington office, Jane also serves as President of WIPP. Previously, Jane spent five years as County Commissioner for Ohio’s largest county and six terms in the Ohio House of Representatives. Her public service focused on economic development, fiscal stability, child welfare, and health and human services policy. Between 1997-1998, she successfully implemented welfare reform in Cuyahoga County, Ohio’s most populous jurisdiction.


julie egan

Julie joined Community Capital Management from Evergreen Asset Management Corporation, Wachovia’s asset management arm and currently Wells Cap, where she was a director and senior municipal research analyst. Prior to Evergreen, she was a senior municipal research analyst for John Nuveen & Company, Inc. in Chicago with earlier experience including stints at Banc One Investment Advisors, Nationwide Life Insurance Company and National City Bank. Julie was elected to Smith’s Research & Grading 2017 All-Star Team winning second team in the Housing Bond category. She has been a consistent nominee for Smith’s All-Star Team since 2008. Julie serves on the Board and as Immediate past Chair of the National Federation of Municipal Analysts (NFMA). She previously served as President for the Southern Municipal Finance Society from 2008 to 2010 and 2012.

Julie received her B.B.A. in Finance from Kent State University and an M.B.A from Case Western Reserve University. She holds FINRA licenses: Series 6 & 63.

As director of municipal research and a portfolio manager, Julie is responsible for overseeing and performing municipal credit analysis and research. As part of the portfolio management team, she assists in the analysis of primary and secondary issues on behalf of clients. Julie is a member of the firm’s Investment Management and Trading Committee.


kim olsan

Kim has held various positions related to trading and investment management. She has been with FTN Financial (previously the Spear, Leeds and Kellogg division of Goldman Sachs, Inc.) since 2005 as a Senior Vice President trading short and intermediate-term municipal bonds for the firm’s institutional client base.  In addition to her trading responsibilities, she authors a daily market commentary that addresses technical, fundamental and policy-related topics specific to the municipal sector.

Prior to FTN, Kim developed a municipal trading effort for Spear, Leeds and Kellogg in Jersey City, NJ, supplementing the firm’s other fixed income efforts. Previous to Spear Leeds, Kim worked at The Vanguard Group, where she initiated and expanded fixed income trading on behalf of Vanguard Brokerage Service clients. As Head of Fixed Income Trading, she oversaw 25 traders located in Malvern, PA and Scottsdale, AZ. This effort saw assets grow from less than $1 billion to more than $4 billion within a four-year period. Kim held earlier roles with Wheat First Union and Drexel Burnham Lambert in Philadelphia, PA.

Kim holds a B.A. in Government with a minor in Sociology from Franklin and Marshall College. Her current FINRA licenses include Series 7, 53 and 63.


rodrigo garcia

As Deputy State Treasurer, Rodrigo serves as the Chief Investment Officer and Chief Financial Officer for the Illinois State Treasury. On behalf of Illinois State Treasurer Michael W. Frerichs, he directs the Treasury’s combined $31 billion investment portfolio, $300 billion in related banking operations and financial services, and about $4 billion agency budget and financial reporting unit.

From impact investments to sustainability and diversity inclusion, he aims to maximize portfolio returns and bolster the Illinois macro and micro economy. He holds two post-graduate degrees, one in finance from the University of Illinois and one in public policy from Northwestern University, and he has completed a senior executives program at Harvard’s Kennedy School of Government.

Rodrigo was previously the Director of the Illinois Department of Veterans’ Affairs and a member of the Illinois Cabinet, and has also worked for Morgan Stanley & Co., Inc. and the Federal Reserve Bank of Chicago. He is a Certified Treasury Professional and an Accredited Investment Fiduciary. He serves on the Executive Committee and chairs the Investment Committee for Northeastern Illinois University Foundation, serves on the Investment Committee for Youth Guidance, and is the Chairman Emeritus of Student Veterans of America. Rodrigo is also a Marshall Memorial Fellow, an ACPYL Fellow, a Truman Partner and an Aspen Institute Scholar. Rodrigo has also been named one of the "Top 100 under 50"  Executive Leaders by Diversity MBA Magazine and was recognized as a "Rising Star" by the National Society of Hispanic MBAs. He is an avid entrepreneur, a successful financier, and an angel investor.


michael belsky

Michael is the Executive Director of the Center for Municipal Finance at the Harris School for Public Policy at the University of Chicago. Michael has more than 30 years of experience in the municipal bond industry.

Michael spent most of his career as Group Managing Director of the Public Finance Group at Fitch Ratings. He worked at the rating agency from 1993 to 2008 and was named top rating agency executive in public finance by institutional investors three years in a row (Smith’s Research and Ratings Review Municipal All Star Team, 2005–07).

Michael began his career in 1984 as a municipal bond analyst at the Northern Trust Company. He subsequently worked as a municipal bond underwriter and as a public finance investment banker. In 1989 he established and began managing a public finance department for Mesirow Financial, a regional investment bank in Chicago. Michael also served two terms as a member of the City Council in Highland Park, Illinois (1995–2003), and two terms as mayor (2003–11). Under his leadership the city received national recognition in the areas of environmental sustainability, budgeting, financial reporting, affordable housing and local health initiatives. The city maintained a triple-A rating by Moody’s Investors Service throughout his tenure.

From 2008 to 2011 Mr. Belsky was a member of the Governmental Accounting Standards Board (GASB), a national body that sets accounting and financial reporting standards for state and local governments.

He is a recognized expert in municipal finance and has spoken at numerous conferences and seminars, including at Bloomberg and the Greenwich Round Table. He was recently asked by the SEC to testify as an expert in hearings on secondary market disclosure in the municipal bond market. He has lectured on public finance at Northwestern University, the LBJ School at the University of Texas, the School of Public and Environmental Affairs at Indiana University, the Graduate Program in City Management at Northern Illinois University, and the University of Illinois. Mr. Belsky received a BA in urban studies from Lake Forest College and an MA in public policy from the University of Chicago.

Justin Land - LinkedIn .jpg

Justin Land

Justin holds the position of Chief Municipal Strategist at Wasmer, Schroeder & Company (WSC) and is responsible for tax-exempt strategies, and also a client resource for investment solutions. Prior to joining WSC in 1997, Justin was a Portfolio Analyst for Asset Management Advisors (now GenSpring Family Offices, an affiliate of SunTrust) where he was responsible for asset allocation and portfolio construction. He is a member of the Firm’s Executive, Portfolio Management, Investment, and High-Yield Investment Committees. He was awarded the CFA Charter from the CFA Institute in 2003. Justin is a past board member of the CFA Society of Naples, where he previously served as President. He is a board member and Vice President of Beth Tikvah of Naples, and a past board member of the United Way of Collier County. He is a current member of the Leadership Collier Foundation Alumni AssociationTM, and the Southern Municipal Finance Society. Justin is co-chair of the 2018 Municipal Bond Buyers Conference. Justin holds a B.A. in History from Florida State University. Justin is also an adjunct Professor of Finance at Florida Gulf Coast University. He has been active in both the middle school and high school Junior Achievement programs.


harold woolley

Harold cares deeply about the fixed-income markets and the impact that securities have on our communities after more than 40 years in various roles. He started his career in the early 1970s as a security analyst at US Trust Company after serving our country in Vietnam. At US Trust he focused on analyzing auto, machinery and pollution control industries, among other areas.  

Harold was Managing Director and Head of Fixed Income at Equitable Investment Management Company from 1979 to 1985 where he managed fixed-income portfolios for pension, endowment, and equitable mutual funds. Following that role, he joined Bessemer Trust Company as the Head of Fixed Income and supervised a large group of taxable and tax-exempt portfolios. During his tenure there he oversaw currency trading, hedging strategies and was a member of the Investment Policy and Strategy Committee at Bessemer to oversee policy for asset allocation at the firm.

Harold is a graduate of Bucknell University and the Amos Tuck School at Dartmouth where he received his MBA. He was a Board member and Head of Development at the Grace Church School from 1987 to 2001 and is currently a member of the Museum of Modern Art, the Museum of Natural History, the New York Public Library, the Museum of Art and Design, the Glass Arts Society and the Brooklyn Botanic Garden. An appreciator of art and our communities’ public spaces and design, Harold brings a wonderful intersection of how we fund our public projects to the organization.


george friedlander

George is Managing Partner at Court Street Group Research. Prior to CSG, George worked for Citigroup Global Capital Market's fixed income research and strategy effort. George has more than 40 years of experience in the municipal industry, beginning at Smith Barney, a Citigroup predecessor. He was a top 3 Institutional Investor Municipal Strategist all but two of the years for which they had that category. He won a Lifetime Achievement from Smith's Ratings and Review by a poll of institutional investors in 2014. George was on the Bond Market Association/SIFMA Municipal Executive Committee for 25 years, an ex-officio member for five more. In addition to doing traditional strategy and policy  work on patterns, trends and issues in the municipal bond market, George continues to devote considerable time to examining the implications of accelerating technological change for state and local governments, and to the implications of this highly disruptive set of changes for state and local government credits. 

He was the National Federation of Municipal Analysts “Analyst of the Year” in 1989 and won the prestigious “Chairman’s  Contribution Award” at the SIFMA predecessor, the Bond Market Association in 1990.

Mr. Friedlander is also Program Committee Member of the Municipal Analysts Group of New York. At a recent ceremony, George was awarded an honorary membership to the Municipal Bond Club of New York, in recognition of his dedication, leadership and service to the municipal bond sector. 

Chris Foster.jpg

chris foster

Chris is the Founder of C / Analytics, a Government Intelligence Company operating in the United States
Chris was formally the Founder and Head of Product for MuniRisk™ LTD, a UK company and early stage investor in a municipal credit compliance application that launched from the Bloomberg App Portal.  
Chris has over 15 years’ experience within financial services and government. He was previously a portfolio manager at Wachovia Bank N.A. before its 2008 acquisition by Wells Fargo and the co-head of the Corporate and Municipal practice area at a New York based advisory company.  Chris was a senior credit analyst at Brencourt Advisors and at the Clinton Group, where he specialized in hybrid corporate/asset crossovers, including global financials and credit sensitive corporate and public finance.Before he began his career on Wall Street, Chris worked for the NYC Office of the Mayor and was educated in the sciences at the University of Tennessee and Columbia University. 

As a government and financial services expert, Chris often provides market commentary for a variety of media outlets, with insights appearing in such publications as Bloomberg, The Bond Buyer, Reuters, EuroMoney and NPR

ck alt.jpg

cary krosinsky

Cary is a leading educator, advisor and author on sustainability and investing. His teaching includes the Theory and Practice of Sustainable Investing at Brown University, helping to create the Sustainable Investment Fund within the endowment. He is a Lecturer within Sustainable Finance at the Yale School of Management and Faculty Advisor on Energy Studies at Yale College and Seminars on Business, Innovation and Sustainability. His most recent book, Sustainable Investing: Revolutions in Theory and Practice (Routledge, 2016) looks at the future of investing where financial success requires a sustainability focus, while desired outcomes require a business case. A Simplified Chinese translation has been recently released on the request of the People’s Bank of China, as part of the official Green Finance Series. His next and 5th book, Sustainable Innovation and Impact (Routledge, 2018) provides a diverse package of scalable solutions to unsolved challenges.
He is a member of the Decarbonization Advisory Panel appointed by NY Governor Andrew Cuomo and Comptroller Thomas DiNapoli in 2018.

Cary is also Co-founder and Director of the Carbon Tracker Initiative and Real Impact Tracker, Strategic Advisor to BlueSky Investment Management and Editor of the Journal of Environmental Investing.

jake neuthaler

Jake is entering his second and final year as a student at the NYU Wagner Graduate School of Public Service anticipating graduation in May 2019. He is pursuing an M.P.A. in Public and Non-Profit Management and Policy, specializing in Financial Management and Public Finance.

After graduating in 2012 from the University of Chicago, Jake served almost four years as personal advisor and Vice President at Lipper & Company, a family office and investment advisory owned by Kenneth Lipper, an investment banker, former Commissioner of the Port Authority of New York and New Jersey, and former Deputy Mayor of New York City under Mayor Ed Koch. At Lipper & Company, he was solely responsible for equity and option strategies, market surveillance, macroeconomic research, and performance analysis.

In 2017, Jake joined the Citizens Budget Commission, a New York non-partisan budget watchdog organization as a research intern where he studied New York City General Obligation (GO) refunding strategies and Other Post-Employment Benefits (OPEBs). He also served as a non-profit financial consultant at the National Council of Jewish Women, a family and child advocacy organization.

Jake holds a B.A. with honors in Economics, Public Policy, and Statistics from the University of Chicago.


steve mclaughlin

Steve has been as municipal bond market practitioner, entrepreneur, and an advisory to many successful FinTech companies in the municipal bond industry for over 25 years.

Prior to The Impact Coalition, Steve started and ran two Total Return Trading funds at Wall Street Access and First Empire Securities. Before First Empire, Steve was senior municipal bond portfolio manager for Granite Springs Asset Management based in Summit, NJ where he was in charge of building out their separately managed account business. Prior to Granite Springs, Steve was Managing Director for independent municipal research firm - Municipal Market Advisors. MMA’s core business is strategic market and credit research on the US municipal market and industry.

Before joining MMA, Steve served a Director and Head of Institutional Municipal Bond Distribution at Bank of New York Capital Markets. Additionally, he has been affiliated with: First Union Capital Markets, as Managing Director of Institution Municipal Bond sales, Bank One Capital Markets, as Managing Director in Municipal Debt Capital Markets; JP Morgan, New York as VP of Municipal Tier One Capital Markets and earlier in his career he was a VP and Municipal Bond Portfolio Manager UHNW division for Oppenheimer & Co.

Steve earned his Bachelors Degree in Economics from the State University of New York College at Postsdam.

Winterstein, Winterstein Headshot_ March 2015 (1).jpg

stephen winterstein

As Managing Director of municipal research, Stephen brings three decades of municipal fixed-income portfolio management, trading, and research experience to his position with Wilmington Trust. In his current role, Stephen is responsible for establishing the municipal bond portfolio management and research processes. He also sets municipal bond strategy for the firm’s institutional and individual clients. Most recently he was managing director of municipal fixed-income with PNC Capital Advisors, LLC, in Philadelphia for more than 12 years, where he established and led a team of 15 municipal fixed-income professionals dedicated to municipal bond management for high-net worth individuals and institutional clients.

Stephen is the 2016 recipient of the National Federation of Municipal Analysts Industry Contribution award. In 2017, for the third consecutive year, he was elected to SMITH’s Research & Gradings Municipal All-Star Team in the category of Municipal Strategist. A thought leader in the municipal bond market, Stephen is widely recognized in industry circles for his insights and influence in areas such as municipal bond indexing, evaluations, performance attribution, and risk management. He is a member of the board of governors for the National Federation of Municipal Analysts, and a member of the advisory committee for the Brookings Institute’s Hutchins Center on Fiscal and Monetary Policy Annual Municipal Finance Conference. Stephen is a member of the board of directors for the Municipal Analysts Group of New York, and serves as the membership chair for that organization, as well. He is a delegate of the S&P Municipal Bond Indices working group, which consists of several industry leaders who provide guidance on municipal index rules, structure, and product development. Stephen is co-chair of the technical advisory committee for Municipal Bonds for America, a non-partisan coalition of municipal bond issuers and State and local government officials in Washington, D.C. Additionally, he is an active member of the Investment Company Institute’s (ICI) municipal securities advisory committee. Stephen is the President of the Philadelphia Area Municipal Analyst Society (“PhAMAS”) and a member of the board of governors of the Bond Club of Philadelphia.

Stephen holds an MBA from Lehigh University and BA in Economics from Millersville University.



mike bloomberg

Mike Bloomberg is a Project Manager for the Jacobs Institute at Cornell Tech and the co-founder of the infrastructure data technology startup, Groundwork. He has an MBA from Cornell Tech and a BA in Political Science from the University of Massachusetts, Amherst. In 2014 he left his job at Bridgewater Associates to tackle the issue of post-industrial city revitalization and has been studying, volunteering, and working on the subject ever since. In addition to the Impact Coalition he is a member of the Civic Tech Lab, a board member for Berkshares, a local currency in Massachusetts, and is active in Massachusetts and New York politics. A native of Pittsfield, Massachusetts, he ran for the Massachusetts State Legislature in 2016, losing to the incumbent 54%-46%. (but he did get a hamburger named after him.) 

Justin_Underwood[1] (1).jpg

Justin M. Underwood

Justin is the Director of Federal Policy & Fixed Income Research for the Bond Dealers of America (BDA) where he is responsible for analyzing federal regulatory and legislative policy and staffs the Municipal Bonds for America Coalition (MBFA).

Prior to joining the BDA, Justin was a Trading Analysis Professional at the Financial Industry Regulatory Authority (FINRA).  Prior to FINRA, he was an Associate and inducted into the first class of City Fellows at Morgan Stanley in London. Justin also served on Capitol Hill in the offices of Sen. Sam Brownback (KS), the Joint Economic Committee, and the Financial Services Committee. He holds a Masters degree in Government from the Johns Hopkins Krieger School of Arts and Sciences and an MBA from the Johns Hopkins Carey Business School.


james mcintyre

James fell in love with municipal finance while writing his senior thesis at the University of Michigan on the social benefits of bond-funded affordable housing. Following his passion, for the past 16 years, James has worked as a public finance banker, covering some of the nation’s most sophisticated municipal bond issuers, including the country’s largest and most innovative affordable housing agencies. James is the Director of Capital Markets for the New York State Division of Housing and Community Renewal. Prior to this, he served as the Head of Public Finance at Neighborly, the first online municipal bond broker-dealer, leading the deal teams for the first online, senior managed municipal bonds transactions for Cambridge (MA), Burlington (VT) and Lawrence (KS). The Cambridge transaction was awarded 2017 “Deal of the Year” by The Bond Buyer in the non-traditional financing category in recognition of innovation in municipal finance.  

Prior to Neighborly, James was an Executive Director at Morgan Stanley, joining from UBS in 2008 where he had been a banker for the previous six years.  During his public finance career, James has transacted over $10 billion in senior managed bond issuances.

In addition, James serves as a Board Member to Quoted Studios, a non-profit media company and producer of the award winning PBS Digital Media Series "Blank on Blank." James is a founding member of the Queens Bike Initiative and serves on the NYCDOT's Big Jump Community Advisory Committee. Most recently, James joined the Board and serves as an advisor to Cerebra Technologies, a Stanford and Harvard-based A.I. startup that uses computation to enable more effective public communication, creating critical insights on the most significant issues of today, real-time.

danford_2018 (1).png

danford peterson

Danford is the Chief Investment Officer for Fundamental Infrastructure Impact Opportunities (FIO). He has nearly 2 decades of experience on domestic infrastructure needs as a researcher, banker,
structurer and investor developing solutions for billions in infrastructure projects at Goldman Sachs, PIMCO, Jefferies and FCO.

Danford joined Fundamental in 2014 as a Portfolio Manager for Fundamental Credit Opportunities (FCO). Prior to joining FCO, he built and managed the Relative Value Public Finance desk at Jefferies, overseeing capital investment and risk management in both the taxable and tax-exempt public finance markets. Prior to Jefferies, Danford co-headed the public finance group at PIMCO where he was a member of the Americas Portfolio Committee, responsible for investment recommendations and strategy initiatives for their multi-billion dollar portfolio. Danford started his career at Goldman Sachs where he spent 11 years as an investment banker in public finance and, later, as a portfolio manager. His interest in infrastructure began when, as an engineering student, he collaborated with the Federal Highway Administration and Navy Research Laboratory on a smart bridge girder system.

Danford received his Bachelor of Science in Physics from Bates College and his Bachelor of Engineering and Master of Engineering Management from Dartmouth College.


joseph krist

Joseph is a Partner at Court Street Group Research after having spent parts of the last five decades researching, analyzing and writing about municipal credits. He has covered every sector of the municipal credit spectrum from AAA-insured credits right down to the riskiest high-yield credits on the buy and sell sides at banks, mutual funds and bond insurers. He has been a direct investor as well as a provider of long-term credit support and a liquidity provider. This broad and deep experience — combined with a reputation for independence and insight — provides investors with a unique source of commentary on municipal credit issues. 

Joseph is a member of the National Federation of Municipal Analysts and the Municipal Analyst Group of New York. He has been quoted on municipal credits in the local and national press and is a published author of a chapter on Indian Gaming credits for the Handbook of Municipal Bonds, published in 2008. Joseph is a life-long resident of New York City where he lives with his wife. He is an intense hockey fan (and still skates regularly) and regular traveler to the rural American West.